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Mortgages - Fixed and Adjustable
Mortgage Applications:
Mortgage Application – Purchase & Pre-Qualification App Mortgage Application – Refinance App
NMLS #440207
Purchase or Refinance
Whether you are looking to purchase a home or refinance your current one, BFCU has a variety of fixed and adjustable-rate mortgage loan options to help you with the financing you need.
Our dedicated and knowledgeable mortgage specialists are here to make sure your mortgage loan process is handled quickly, efficiently, and stress free.
We offer:
- ZERO points
- LOW closing costs
- Payroll deduction for both your regular monthly payments AND your real estate taxes
Borrow up to $750,000. We finance loans on single family homes, 2-3 family homes, condos, or townhouses. The property must be owner occupied, or a vacation home.
Mortgage Details:
- Part II - Real and Personal Property and Domestic Relations
- Title I - Title to Real Property
- Chapter 184 - General Provisions Relative to Real Property
- Section 17B - Mortgage Loan Application; Real Estate Consisting of a Certain Dwelling House; Required Statements and Information
Section 17B. Every application for a mortgage loan on 1 to 4 family residential property and occupied or to be occupied in whole or in part by the obligor on the mortgage debt shall be made on a printed form which shall contain the following 2 statements in type of at least 2 points larger than the other type used on the application:
- The responsibility of the attorney for the mortgagee is to protect the interest of the mortgagee.
- Mortgagors may, at their expense, engage an attorney of their selection to represent their interests in the transaction.
A printed copy of the above statements shall be given to the mortgagor at the time of making the application.