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Schedule of Account Fees and Service Charges

Effective September 24, 2021

Standard ChecksFREE
Insufficient Funds - NSF
(Drafts, EFT and Re-presented Returned Items)
Courtesy Pay
Overdraft Privilege
Returned Deposited Check$6.50
Stop Payment Order$10.00/single
Abandoned Property$35.00
Wire Transfer (Outgoing)$10.00
Wire Transfer (Incoming)FREE
Account Research$20.00/Hour (waived if CU error)
Instant Issue Debit Card$10.00**

*Overdraft Privilege. Overdraft items less than $25 no fee. Overdrafts $25 and over, $25 fee, not to exceed $50 per day.

**Instant Issue Debit Card Fee applies after two instant issue cards in a calendar year.

Fees may be imposed for Overdraft Transfers/Insufficient Funds caused by drafts, in person, ATM/Debit, ACH or re-presented return items.

Membership Requirement

Membership in this Credit Union shall be limited to the employees and retirees (including their family members) of the following:

  • Boston Fire Department
  • Boston Police Department
  • Boston EMS
  • Boston School Police
  • Massachusetts State Police
  • Boston Firefighters Credit Union
  • Boston Firefighters Local 718
  • Massachusetts Fire Departments whose members comprise the Professional Fire Fighters of Massachusetts (PFFM), a labor organization affiliated with the International Association of Fire Fighters (IAFF)
  • Suffolk County Sheriff’s Department
  • Police Departments within a 25-mile radius of Boston

For the purpose of this section, the term "family member" shall be defined to include spouses, domestic partners (sharing a principal residence in the same household as the member), and children as well as parents, grandparents, grandchildren, siblings, nieces and nephews whether related by blood or marriage.

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