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All Consumer Loan Rates

Rates effective as of 04-19-2021 and subject to change.

Table data for New/Used Auto and Motorcycle
Rates Effective 04-19-2021
Up to 60 Months Rate/APR	60 Month Payment Example/$1,000	Up to 72 Months Rate/APR	72 Month Payment Example/$1,000	Alert Me
As low as 2.49%	As low as $4.10/week	As low as 2.99%	As low as $3.51/week

And up to 9.99%	And up to $4.92/week	And up to 10.49%	And up to $4.36/week

APR = Annual Percentage Rate Payment examples are approximate. Rate reflects .50% discount for automatic payments from your BFCU account. Rates may vary based on individual credit score. No pre-payment penalties. Older than 2016 - Up to 48 Months 2016 - 2017 - Up to 60 Months 2018 and Newer - Up to 72 Months

Table data for New/Used Auto and Motorcycle Payment Examples
Loan Amount	Term	APR	Weekly Payment	# of Weekly Payments	Total of Payments	Alert Me
$20,000	48 Months	2.49%	$101.19	208	$21,047.47

$20,000	60 Months	2.49%	$81.95	260	$21,305.33

$20,000	72 Months	2.99%	$70.16	312	$21,889.22

Table data for New/Used Boat
Rates Effective 04-19-2021
Term	Rate	APR	Payment Example per $1,000	Alert Me
6 years	7.99%	7.99%	$4.06/Week	Receive a notification when this rate changes

APR = Annual Percentage Rate Rate reflects .50% discount for automatic payments from your BFCU account.

Table data for New/Used Boat Payment Example
Amount	Term	APR	Weekly Payment Amount	# of Weekly Payments	Total of Payments	Alert Me
$20,000	6 Years	7.99%	$81.12	312	$25,306.74

Table data for VISA Interest Rates and Interest Charges
Rates Effective 04-19-2021
	VISA Classic	VISA Platinum	Alert Me
Annual Percentage Rate (APR) for purchases	12.90%	9.90%

Minimum Interest Charge	If you are charged interest, the charge will be no less than $0.50.	If you are charged interest, the charge will be no less than $0.50.

Table data for Personal Loan
Rates Effective 04-19-2021
Up to 48 Months Rate/APR	48 Month Payment Example per $1,000	Alert Me
As low as 7.99%	As low as $5.62/week

Up to 14.99%	And up to $6.40/week

APR = Annual Percentage Rate Payment examples are approximate. Rate reflects .50% discount for automatic payments from your BFCU account. Rates may vary based on your individual credit score. Maximum loan amount is $30,000. No pre-payment penalties.

Table data for Personal Loan Payment Example
Loan Amount	Term	APR	Weekly Payment	# of Weekly Payments	Total of Payments	Alert Me
$30,000	4 years	10.99%	$179.59	208	$37,352.76

Table data for Vacation Loan
Rates Effective 04-19-2021
Term	Rate	APR	Payment Example per $1,000	Alert Me
1 year	5.99%	5.99%	$19.83/Week

APR = Annual Percentage Rate Rate reflects .50% discount for automatic payments from your BFCU account. Maximum amount is $5,000. Maximum term is 1 year. No pre-payment penalties

Table data for Vacation Loan Payment Example
Loan Amount	Term	APR	Weekly Payment	# of Weekly Payments	Total of Payments	Alert Me
$5,000	1 year	5.99%	$99.11	52	$5,153.69

Table data for Holiday Loan
Term	Rate	APR	Payment Example per $1,000	Alert Me
1 Year	5.00%*	5.00%*	$19.73/Week

APR = Annual Percentage Rate. Qualification restrictions apply. Rate reflects .50% discount for automatic payments from your BFCU account. Payment is $19.73/Week per $1,000 borrowed for 12 months. No pre-payment penalties. Available October until December

Table data for Holiday Loan Payment Example
Loan Amount	Term	APR	Weekly Payments	# of Weekly Payments	Total of Payments	Alert Me
$5,000	1 Year	5.00%	$98.95	52	$5,144.92

Table data for Line of Credit
Rates Effective 04-19-2021
Rate	APR	Payment Example per $1,000	Alert Me
10.99%	10.99%	$20.47/Week

APR = Annual Percentage Rate Rate reflects .50% discount for automatic payments from your BFCU account. Maximum borrowing amount is $5,000. Minimum advance amount is $1,000. No pre-payment penalties.

Table data for Line of Credit Payment Example
Loan Amount	Term	APR	Weekly Payment	# of Weekly Payments	Total of Payments	Alert Me
$5,000	N/A	10.99%	$102.36	52	$5,322.33

Table data for High School/Elementary School Tuition Loan
Rates Effective 04-19-2021
Term	Rate	APR	Alert Me
1 year	6.99%	6.99%

APR = Annual Percentage Rate Payments are approximately $20.01 per week per $1,000. Rate reflects .50% discount for automatic payments from your BFCU account. Maximum borrowing amount is $15,000. Maximum term is 1 year. No pre-payment penalties.

Table data for High School/Elementary School Tuition Loan Payment Example
Loan Amount	Term	APR	Payment Amount	# of Weekly Payments	Total of Payments	Alert Me
$10,000	1 year	6.99%	$200.14	52	$10,406.83

Table data for College Tuition Loan
Rates Effective 04-19-2021
Term	Rate	APR	Payment Example per $1,000	Alert Me
10 Years	6.99%	6.99%	$2.68/Week

APR = Annual Percentage Rate Rate reflects .50% discount for automatic payments from your BFCU account. Maximum borrowing amount is $40,000. Maximum term is 10 years. No pre-payment penalties. This loan may be refinanced annually to properly meet your tuition needs. Because this is an unsecured loan, certain underwriting restrictions may apply.

Table data for College Tuition Loan Payment Example
Amount	Term	APR	Payment Amount	# of Weekly Payments	Total of Payments	Alert Me
$30,000	10 Years	6.99%	$80.16	520	$41,679.69

Table data for Professional Education Line of Credit (Variable Rate)
Rates Effective 04-19-2021
	Rate	APR	Payment per $1,000	Alert Me
Based on 5 year amortization schedule	3.75%	3.75%	$4.23/week

Maximum borrowing amount is $25,000. Maximum advance is $7,500. 10 year loan based on a 5-year amortization schedule. Minimum payment will be calculated on a 5-year amortization schedule. Rate reflects .50% discount for payments made through payroll deduction. APR = Annual Percentage Rate. Variable rate APR is subject to change without notice. Maximum APR is 10.00%. No pre-payment penalties. Subject to credit approval. Borrow must provide a bill or a receipt from school before advances are made. The annual percentage rate is based on the value of an index. The index is the prime rate +1 published in the Money Rates column of the Wall Street Journal. When a range of rates has been published, the higher rate will be used. We will use the most recent index value available to us as of 1 day before the date of the monthly percentage rate adjustment.

Table data for Professional Education Line of Credit Payment Example (Variable Rate)
Effective Date 04-19-2021
Loan Amount		APR	Weekly Payment	# of Weekly Payments	Total of Payments	Alert Me
$25,000	Based on 5 year amortization schedule	3.75%	$105.72	260	$27,486.63

Consumer Loans