Tiered Rate Money Market Account (MMDA) and IRA (MMDA)
Tiered rate money market accounts are another option for those looking to keep their funds liquid and available while earning premium dividend rates. The dividend rate structure is tiered so the more you have in a tiered rate money market account the more dividends you will earn.
Tiered Rate Money Market Account (MMDA) and IRA MMDA Rates
Rates effective as of 6/20/2025
| Account Balance | Dividend Rate | APY |
|---|---|---|
| $0.00 - $2,499.99 | 0.15% | 0.15% |
| $2,500 - $9,999.99 | 0.25% | 0.25% |
| $10,000 - $24,999.99 | 0.30% | 0.30% |
| $25,000 - $49,999.99 | 0.40% | 0.40% |
| $50,000 + | 1.00% | 1.00% |
All of the dividend rates and APYs (Annual Percentage Yield) stated above are variable rate accounts and are subject to change at any time. IRA (Individual Retirement Account) $2,500 is the minimum balance required to open a MMDA or IRA MMDA. Dividends are compounded and credited monthly and are paid at the stated rates on any amount on deposit according to the dividend calculation method in the account disclosure.
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