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Auto Loans

Looking to buy a new or used car? Be sure to check out BFCU offerings. Here's how we can put you in the driver's seat for savings:

  • Borrow up to 100% of the purchase price for a new auto or up to 100% of the Kelly Blue Book Value for a used auto.
  • Sales tax and associated fees can also be added to the amount financed
  • Take advantage of a low annual percentage rate

 

New/Used Auto and Motorcycle
Credit Score Rate APR 48 Month Term *
Payment Example per $1,000
60 Month Term *
Payment Example per $1,000
72 Month Term *
Payment Example per $1,000
750 + 1.99% 1.99% $5.01/week $4.05/week $3.41/week
700-749 2.99% 2.99% $5.11/week $4.15/week $3.51/week
650-699 3.99% 3.99% $5.21/week $4.25/week $3.61/week
600-649 5.99% 5.99% $5.41/week $4.46/week $3.82/week
550-599 6.99% 6.99% $5.52/week $4.56/week $3.93/week
< 550 8.99% 8.99% $5.73/week $4.78/week $4.15/week
Rate reflects .50% discount for automatic payments from your BFCU account. Rates may vary based on individual credit score. No pre-payment penalties.

*2011 - New Model Up to 72 Months
2009 - 2010 Up to 60 Months
Older than 2009 Up to 48 Months

New/Used Auto and Motorcycle Payment Examples
Loan Amount Term APR Weekly Payment # of Weekly Payments Total of Payments
$20,000 48 Mos 1.99% $100.04 208 $20,808.12
$20,000 60 Mos 1.99% $80.82 260 $21,012.50
$20,000 72 Mos 1.99% $68.01 312 $21,218.10

 

All Consumer Loan Rates

 

Donít forget, payments are easy at BFCU. You can utilize payroll deduction, direct deposit (ACH), set up an automatic payment from your BFCU account, or use our convenient Home Banking feature. And there are never any prepayment penalties.