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Vehicle Loans

Auto Loans

We're 26% Lower!

BFCU3.250% APR

Boston Metro average
4.376% APR

Save up to $921 on a New/Used Car - 72 Mo
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Looking to buy a new or used car, boat or motorcycle?

Here's how we can put you in the driver's seat for savings:

Borrow up to 100% of the purchase price for a new auto or up to 100% of the Kelly Blue Book Value for a used auto.
Borrow up to 80% of the NADA Book Value of a new or used boat.
Sales tax and associated fees can also be added to the amount financed
Take advantage of a low annual percentage rate

Refinance Requirements

Loan coupon book/statement with the loan account number, name/address/phone number of the other financial institution.
Copy of registration
10-day payoff, with the per diem

Table data for New/Used Auto and Motorcycle
Rates Effective 01-25-2020
Credit Score	48 Month Rate/APR¹	48 Month Payment Example/$1,000	60 Month Rate/APR²	60 Month Payment Example/$1,000	72 Month Rate/APR³	72 Month Payment Example/$1,000	Alert Me
750 +	2.99%	$5.11/week	3.25%	$4.17/week	3.25%	$3.53/week

700 - 749	3.99%	$5.21/week	4.25%	$4.27/week	4.25%	$3.64/week

650 - 699	4.99%	$5.31/week	5.25%	$4.38/week	5.25%	$3.74/week

600 - 649	6.99%	$5.52/week	7.99%	$4.67/week	7.99%	$4.04/week

550 - 599	7.99%	$5.62/week	8.99%	$4.78/week	8.99%	$4.15/week

< 550	10.99%	$5.95/week	11.99%	$5.12/week	11.99%	$4.50/week

APR = Annual Percentage Rate Rate reflects .50% discount for automatic payments from your BFCU account. Rates may vary based on individual credit score. No pre-payment penalties.
¹Older than 2015 Up to 48 Months↵ ²2015 - 2016 Up to 60 Months↵ ³2017 - New Model up to 72 Months↵

Table data for New/Used Auto and Motorcycle Payment Examples
Loan Amount	Term	APR	Weekly Payment	# of Weekly Payments	Total of Payments	Alert Me
$20,000	48 Months	2.99%	$102.03	208	$21,222.15

$20,000	60 Months	3.25%	$83.35	260	$21,670.53

$20,000	72 Months	3.25%	$70.56	312	$22,013.74

Table data for New/Used Boat
Rates Effective 01-25-2020
Term	Rate	APR	Payment Example per $1,000	Alert Me
6 years	7.99%	7.99%	$4.06/Week	Receive a notification when this rate changes

APR = Annual Percentage Rate Rate reflects .50% discount for automatic payments from your BFCU account.

Table data for New/Used Boat Payment Example
Amount	Term	APR	Weekly Payment Amount	# of Weekly Payments	Total of Payments	Alert Me
$20,000	6 Years	7.99%	$81.12	312	$25,306.74

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