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Vehicle Loans

Auto Loans

We're 37% Lower!

BFCU2.490% APR

Boston Metro average
3.944% APR

Save up to $973 on a New/New Car - 60 Mo
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Looking to buy a new or used car, boat or motorcycle?

Here's how we can put you in the driver's seat for savings:

Borrow up to 100% of the purchase price for a new auto or up to 100% of the Kelly Blue Book Value for a used auto.
Borrow up to 80% of the NADA Book Value of a new or used boat.
Sales tax and associated fees can also be added to the amount financed
Take advantage of a low annual percentage rate

Refinance Requirements

Loan coupon book/statement with the loan account number, name/address/phone number of the other financial institution.
Copy of registration
10-day payoff, with the per diem

Table data for New/Used Auto and Motorcycle
Rates Effective 04-19-2021
Up to 60 Months Rate/APR	60 Month Payment Example/$1,000	Up to 72 Months Rate/APR	72 Month Payment Example/$1,000	Alert Me
As low as 2.49%	As low as $4.10/week	As low as 2.99%	As low as $3.51/week

And up to 9.99%	And up to $4.92/week	And up to 10.49%	And up to $4.36/week

APR = Annual Percentage Rate Payment examples are approximate. Rate reflects .50% discount for automatic payments from your BFCU account. Rates may vary based on individual credit score. No pre-payment penalties. Older than 2016 - Up to 48 Months 2016 - 2017 - Up to 60 Months 2018 and Newer - Up to 72 Months

Table data for New/Used Auto and Motorcycle Payment Examples
Loan Amount	Term	APR	Weekly Payment	# of Weekly Payments	Total of Payments	Alert Me
$20,000	48 Months	2.49%	$101.19	208	$21,047.47

$20,000	60 Months	2.49%	$81.95	260	$21,305.33

$20,000	72 Months	2.99%	$70.16	312	$21,889.22

Table data for New/Used Boat
Rates Effective 04-19-2021
Term	Rate	APR	Payment Example per $1,000	Alert Me
6 years	7.99%	7.99%	$4.06/Week	Receive a notification when this rate changes

APR = Annual Percentage Rate Rate reflects .50% discount for automatic payments from your BFCU account.

Table data for New/Used Boat Payment Example
Amount	Term	APR	Weekly Payment Amount	# of Weekly Payments	Total of Payments	Alert Me
$20,000	6 Years	7.99%	$81.12	312	$25,306.74

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