Skip to Main Content

Vehicle Loans

Looking to buy a new or used car, boat or motorcycle?

Here's how we can put you in the driver's seat for savings:

Borrow up to 100% of the purchase price for a new auto or up to 100% of the Kelly Blue Book Value for a used auto.
Borrow up to 80% of the NADA Book Value of a new or used boat.
Sales tax and associated fees can also be added to the amount financed
Take advantage of a low annual percentage rate

Table data for New/Used Auto and Motorcycle
Rates Effective 04-26-2018
Credit Score	48 Month Rate/APR¹	48 Month Payment Example/$1,000	60 Month Rate/APR²	60 Month Payment Example/$1,000	72 Month Rate/APR³	72 Month Payment Example/$1,000	Alert Me
750 +	2.49%	$5.06/week	2.75%	$4.13/week	2.75%	$3.49/week

700 - 749	3.49%	$5.17/week	3.75%	$4.23/week	3.75%	$3.59/week

650 - 699	4.49%	$5.27/week	4.75%	$4.34/week	4.75%	$3.70/week

600 - 649	6.49%	$5.49/week	7.49%	$4.64/week	7.49%	$4.00/week

550 - 599	7.49%	$5.60/week	8.49%	$4.75/week	8.49%	$4.12/week

< 550	10.49%	$5.93/week	11.49%	$5.10/week	11.49%	$4.47/week

Rate reflects .50% discount for automatic payments from your BFCU account. Rates may vary based on individual credit score. No pre-payment penalties.
¹Older than 2013 Up to 48 Months↵ ²2013 - 2014 Up to 60 Months↵ ³2015 - New Model up to 72 Months↵

Table data for New/Used Auto and Motorcycle Payment Examples
Loan Amount	Term	APR	Weekly Payment	# of Weekly Payments	Total of Payments	Alert Me
$20,000	48 Months	2.49%	$101.20	208	$21,048.85

$20,000	60 Months	2.75%	$82.49	260	$21,446.39

$20,000	72 Months	2.75%	$69.67	312	$21,734.86

Table data for New/Used Boat
Rates Effective 04-26-2018
Term	Rate	APR	Payment Example per $1,000	Alert Me
6 years	7.99%	7.99%	$4.06/Week	Receive a notification when this rate changes

Rate reflects .50% discount for automatic payments from your BFCU account.

Table data for New/Used Boat Payment Example
Amount	Term	APR	Weekly Payment Amount	# of Weekly Payments	Total of Payments	Alert Me
$20,000	6 Years	7.99%	$81.12	312	$25,306.74

Consumer Loans