Traditional IRA - Traditional IRA is a special tax-favored share account. It allows for tax-deductible contributions for many people. Most important, earnings are not taxed until you begin to withdraw from your IRA.
Rollover IRA - The rollover IRA account is an effective option for moving funds from other IRAs or from qualified pension plans. Take advantage of the security and high term share certificate account rates at BFCU as you retire or change jobs and move money from company sponsored 401Ks and other qualified plans.
Roth IRA - A Roth IRA is one of the most exciting IRA options available today. While contributions to your Roth IRA are not tax deductible, the best part about owning a Roth IRA is what happens when you withdraw from the account. Neither your contributions nor the investment gains/earnings are subject to federal income tax. As long as certain conditions are met, everything in a Roth IRA is paid out tax-free and penalty-free.